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Plus for every dollar you spend, earn: 3 points on travel, 2 points on dining, and 1.25 points on everything else.Your points never expire and add up faster than with any other On Point card.To request a copy of this data send a written request to: Pelican State Credit Union, P. How many times have you picked up the phone, only to find “Rachel from Cardholder Services” on the other end?We bet you’ve spoken to her more times than you’d like to admit. Her recorded voice offers to lower your credit card interest rates – but later in the call, customers are asked for an up-front payment. I need to be able to receive calls from students so it is not as simple as leaving the phone off the hook. Maybe Rachel or Ann would like to try getting the student with a particularly short attention span back on task after the lesson has been needlessly interrupted.” There’s good news on the way for at least some of the consumers who have been impacted by this scam: The FTC will be sending checks for .95 each to 16,590 victims.Countless consumers have been affected by this scam. I would like Rachel at Card Services to never call me again. It’s releasing these checks as a part of its November 2013 settlement with several entities who have engaged in this illegal behavior.

Learn more about how we rate credit and charge cards.A great choice for those who want the convenience of cash with the safety and security of a prepaid card.Plus, it can be reloaded again and again—0 at a time with a maximum balance amount of ,000.You’ll get a few minor benefits with this card, but the real value comes from using it to improve your credit.You can check to see if you’re pre-approved for this card without impacting your credit scores.

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